Lower Gar Lake

 Lower Gar Lake

Lower Gar Lake is the furthest south Lake in the Iowa Great Lakes chain of lakes.  Lower Gar Lake is a little off the beaten path for a more secluded feel but very close to everything. Lower Gar is connected to Lake Minnewashta and outlets into the Little Sioux River.  Lower Gar is one of the only lakes that does not have any condos on it, but it is ripe for development.  Lower Gar has been developed on the furthest south end on Hill Drive and Helen Avenue.  The average depthis only 4 feet with a max depth of 6 feet, however in the "canal" area, it is roughly 8 feet.  Lower Gar Lakeshore sells for between $2000 and $4000 per running foot of lakeshore.

The following is from the Iowa Great Lakes Water Safety Council:

The southernmost lake in the entire Great Lakes chain, Lower Gar is a large shallow natural lake with the outflow creek existing at the southwest corner of the lake.

Lower Gar Lake has a surface area of 242 acres, a mean depth of 4 feet, and a maximum depth of 6 feet.

Lower Gar does drain a sizable 11,374 acre watershed primarily from the Spring Run wildlife management area. During years with low water levels it can be difficult for boat traffic to navigate the shallow muddy waters.

The lake level has been raised several times, and the current dam, constructed after the flooding in 1993, has substantially stabilized the level of the lake. Most of the Western portion of the Lower Gar Lake is privately owned, and current development on the east and Northeast sides includes housing and a golf course. Its more sheltered location encourages boating and water skiing when wind conditions limit such activities on the larger lakes in the chain.

Area Insights

The Arnolds Park Museum

Looking for a unique experience, here is one for you. If you are interested in coins and different paper money, come to The Arnolds Park Museum

Omaha Beach

Omaha Beach in West Lake Okoboji

Omaha Beach is on the north end of Echo Bay, extending out into Omaha Point. Known for its secluded private access from Lakeshore Drive, Omaha Beach properties are some of the most sought after on West Lake, easily fetching over $15000 per linear foot of lakeshore.

Bombazi Salon

Bombazi Salon in Arnolds Park

Bombazi, by definition, means of the highest quality. Bombazi Salon is located in Arnolds Park, IA along the broadway strip. They offer hair care, pedicures, manicures, and waxing. All of our services are available for weddings and other parties. Tammy and her staff will take great care of you! Click below to view their webpage.

O'Farrell Sisters

O'Farrell Sisters in Okoboji

The O'Farrell Sister is a historic Okoboji Tradition that one must check out for breakfast and lunch!

'Farrell Sisters History
The O'Farrell Sisters restaurant was born in 1949 at the bridge on Hwy 71, between East and West Lake Okoboji. Edna Mae and Arlene O'Farrell bought the business from Ike Kissinger who was running for Sheriff of Dickinson County.

In the early years the girls were open seven days a week and had a booming business in no time. The fried chicken dinners on Sunday evenings were especially popular. There were times when the line waiting to get in was so long they'd have to lock the door and would often run out of chicken!

In 1959 Arlene married and moved to Tallahassee, Florida with her husband Furman Henderson. Edna Mae and Ferne continued in the restaurant, moving to its present location that same year. This spot had a garden and chicken coup, which was moved to the house across the street.

Ferne died in 1974 and Edna Mae in 1978. Arlene sold the business to nieces Joyce Gapinski, Jo Ann Anderson, Charlotte Sarvie and Cheri Petersen (these are married names). The nieces successfully ran the restaurant from 1979 through 2003. After losing Jo Ann in 1997 and Cheri in 2002, Joyce and Charlotte decided to sell after the 2003 season.

The rest is to be continued...

South Shore Estates

South Shore Estates in Lower Gar Lake

South Shore Estates is the newest lakeshore development on Lower Gar. Here you have access to West Lake, East Lake, Minnewashta, and Upper Gar.

Quality Ice Fishing

Quality Ice Fishing in Lake Minnewashta

The ice is in and its time to mark some fish! Drag the sled right down the ramp off of Dam Road in Arnolds Park and you are catching fish in minutes. On Minnewashta, no spot is a bad spot. Surrounded by a number of beautiful lake homes, the scene is perfect for drilling some holes and jigging your way to a fresh meal. Gills, perch, crappie and walleye will keep you busy in your fish shack. If have not fished on Lake Minnewashta, now is the time.

Arnolds Park Greenspace Concert Calendar

Arnolds Park Greenspace Concert Calendar in Arnolds Park

With summer right around the corner that means one thing for the Greens Space at Arnolds Park. The 2024 Free Summer concert calendar has been released spanning the whole summer with exciting performers. Who are you excited to see?

Euphoria Salon

Euphoria Salon in Okoboji

Heather Carson, the owner of Euphoria Salon does an amazing job. You will be blown away with not only the services they offer but the salon it's self. She did an amazing job making you feel like your in a big city salon right here in Okoboji.

SPORTSMANS DRIVE 3

Build your new house on a nice and quiet Milford lot.

Big Acai Bowls Okoboji

Big Acai Bowls Okoboji in Arnolds Park

For Okoboji's superfood Big Acai Bowl Okoboji, located in the Central Emporium is a perfect spot for a healthy breakfast or a snack. Acai (pronounced ah-sah-hee) is a berry extract from acai palm tree found in the rainforests of Central and South America. The acai berries have a slightly sweet favor often compared too blueberries paired with very dark chocolate. This is a must stop for a healthy treat for the whole family that has many health benefits including healthy fats, fiber, magnesium, calcium with very low natural sugar. This natural food is a must try!

Family, Fishing, Fun

Family, Fishing, Fun in Lake Minnewashta

If you are looking for a place to catch a bunch of fish in a short period of time, the dock in Minnewashta right off of Sawmill Park in Arnolds Park is the place. Fish with a worm or throw a crank bait, you can't go wrong. This spot located in the center of the lakes area allows you to bring your children to play on the nice equipment, or have a family gathering at the recently remodeled shelter. These waters are well known for perch, bluegill, pike, crappie, walleye, yellows, and smallmouth and largemouth bass. With two different places to launch a boat, Minnewashta is a great place for some family fun.

Nashlo Captains Getaway

Nashlo Captains Getaway in Arnolds Park

Captains Getaway in Arnolds Park is the spot for the best live music entertainment in Okoboji. Highlighting the talent rolling through the lakes is the Nashlo Series of talented up and coming performers along with artists we have all heard of. Captains Getaway in Arnolds Park is the spot to be in Okoboji for the best live music!

Arnolds's Bark-ery And Grooming

Arnolds's Bark-ery And Grooming in Arnolds Park

Arnold's Bark-ery and Grooming is a great place to take your fur babies for their "puppy spa day!' Not only do they offer grooming services but they have a great boutique full of yummy treats and accessories. You can even order certain treats for holidays!

Dry Dock

Dry Dock in Restaurants of the Iowa Great Lakes

The Dry Dock, connected to Four Season's Resort offers a simplified menu, but consistent delicious food. One of the few restaurants on West Lake Okoboji, the Dry Dock offers up legendary breakfasts, great lunches and dinners, and the local favorite Friday Night Fish Fry. Sit inside or out after arriving by foot, car, or boat.

St. Patrick's Day!

St. Patrick's Day! in Emmetsburg

Check out Emmetsburg for your St. Patrick's Day celebration! You may just be surprised what a great location this is for some fun. It was even featured among the 10 most surprising places to celebrate St. Patty's!. See for yourself below!

Boulders Inn

Boulders Inn and Suites promises to make your Okoboji vacation comfortable and relaxing. This new hotel just south of Emerald Hills golf course between Milford and Arnolds Park offers 40 rooms with suites to meet your individual needs. One of the best things about Boulders Inn is that it is within walking distance of the Taco House. For some of you, I know that can be a big deal!

Cheap Vs High End Quality. A Buyer's Perspective.

Cheap Vs High End Quality.  A Buyer's Perspective. in The

Here's the scenario. You are building a house or remodeling your house. Material costs are up. Labor costs are up. You ask yourself, where can I save a buck? Before answering this question, you must be careful, especially if your home is located in an area where other quality homes are built, whether on the lake, off the lake, or in higher valued developments such as golf course developments, etc. Growing up in construction and with a plethora of new construction and remodels under my belt, let me share with you some of the easy things that your future buyers will recognize when they are looking for quality.
1. One of the first things buyers of higher end homes will look for is to determine if the owner used hollow core doors. It's an immediate sign that the seller was looking for ways to save money (where else then did they cut back that I can't see???)
2. The second most obvious is the counter tops. Did the sellers spend for a quality granite, quartz, or other hard surface, or was formica used?
3. The third item that might stick out is the cabinetry. Do the drawers have dovetail construction with hardwoods? Did they use "soft close" drawers? Are there pull outs for the pots and pans?
4. Flooring is an easy one also. Was laminate used, or is it engineered or hardwoods? Does the carpet convey a quality feel and plushness? Is there a nice thick pad underneath the carpet?
5. Though there are many other items to look at, cheap vs quality lighting and plumbing fixtures are probably the next major focus.

There is nothing wrong with with using lower cost materials, especially when trying to keep a project within budget, especially when trying to build more house for less money. Just be aware that most buyers looking to spend in excess of $300k for off lake homes and $500+ for East Lake chain homes, and $1M+ for West and Big Spirit will expect the very best materials and finishes.

PHEASANT HUNTING SAMPLE

Specific Agent Insight description of pheasant hunting here........

Captains Getaway

Captains Getaway in Arnolds Park

Whether you want to sit and enjoy great live music or eat a juicy steak with a lobster tail, this is a great place to spend some time. They have great ownership accompanied by a great staff. You just cannot go wrong. Located in the center of the action on Broadway Street, you are within walking distance of Arnolds Park Amusement Park. You should definitely stop in, enjoy a nice meal and listen to some great music.

The Waterfront

The Waterfront in East Lake Okoboji

The Waterfront has been a really great addition to the Iowa Great Lakes. Located on the Bridges Bay campus, it is easy to find by car or boat. Streak, seafood, pasta, crepes, pizza and numerous delicious sides on the shores of East Lake will have you always coming back for more. Also try their Sunday brunch, it will not disappoint.

The Market Scratch Kitchen

The Market Scratch Kitchen in Arnolds Park

New to Okoboji is The Market Scratch Kitchen. They proudly offer salads, sandwiches and grab 'n go options made with fresh ingredients and prepared daily. Ask about the 'Vacation Mom' meals featuring nutritious and nourishing take-and-bake dishes ready to serve you and your Okoboji vacation family. The community is excited for a healthy food option choice in our area!

Starbucks

Starbucks in Spirit Lake

Starbucks is located in the HY-VEE grocery store in Spirit Lake. The employees at this location are amazing. They will always provide you with great service. Even if you are not a coffee fan make sure to stop in and try one of their freshly baked muffins or cake pops!

Taco House

One of a kind Authentic Mexican Cuisine right here in West Okoboji! A local favorite and rated five stars by visitors young and old. Be sure to put this as a favorite on your list of places to not miss when you are vacationing in the Lakes area. Close to Terrace Park so if you are feeling up for a small walk you may walk from Terrace Park to the Taco House.

The West Lake "Tie Up"

The West Lake

For most leisure boaters in the Iowa Great Lakes, there are 2 main hot spots to go throw an anchor, sit back, and just relax. Sometimes this will result in numerous boats tying up to one another (you may not even know your neighbor), and sometimes it results in a little more privacy where you can chill just by yourself. Every weekend, boaters make the trek across the deepest parts of West Lake to either Gull Point (North AND South side) and Miller's Bay. Thought there are many other great areas to throw an anchor, relax, and swim, these are the two hot spots. If you aren't sure where to go on a Saturday afternoon or wonder where your friends might be, these two spots would be a good start.

Hibachi 88

Hibachi 88 in Spirit Lake

Hibachi 88 is a great place to enjoy Chinese food and sushi! They have a large dinner menu and also have a separate lunch menu. If you don't feel like going out or cooking at home call for take out there is something for everyone. If you are a sushi fan make sure to try the Boston roll it is one of my favorites!

AmericInn

AmericInn in Okoboji

AmericInn Lodge & Suites is centrally located in Okoboji on beautiful Brooks National Golf Course. This hotel offers 61 guest rooms all with 32' flat screen televisions and plush top beds. There are a variety of different room types are available.....fireplace, whirlpool tub, patio or balcony. They offer a free hot home-style breakfast such as waffles, sausage, eggs or biscuits and gravy, fresh fruit, yogurt and more! Enjoy the heated swimming pool, whirlpool, sauna or soak up the sun on one of the three patios. AmericInn offers an affordable option to tourists, especially in the summer. It is also conveniently located just off the trail system in Okoboji.

"Turn-Over" Thermocline

Referred to locally as the lake turning over the thermocline is a feature of lakes with deep water. The water on the top of the lake changes temperature much more variably during the year. On West Lake, it can reach as much as 75 degrees in July while the water below, greater than 35 or 40 feet deep is relatively stable around 45 degrees. In the fall and early winter, the top strata of the lake will cool to below 45 degrees, and then because it becomes denser, it will "sink" below the lower strata, thus, displacing it and making the lake "turn-over". In the deepest part of West Lake (near the 136ft mark), no light is availble, and hence little life is known whether fish or plant. Typically questions are raised as to why the surface water gets dirty for a short period of time in the fall, this this is the standard answer.

Bridges Bay Resort

Bridges Bay Resort in East Lake Okoboji

Bridges Bay Resort is built on the land purchased a few years prior which used to be owned by the Nielsen family of Arnolds Park. This huge complex consists of a hotel, 3 condo buildings (a 4th is under construction), and over 100 vacation cabins. A popular part of the resort is the indoor waterpark that cabin and condo owners have access to, but also, so does the public for a fee. Braccos is a fantastic summertime restaurant and bar which is frequented by boat, by car, and by foot, especially from the owners of the condos and cabins. All of the units at Bridges Bay have an opportunity for a boat hoist, and it is an extremely popular destination for out of towners looking for a vacation spot in Okoboji. Because Bridges Bay is not within the city limits, many owners utilize property management companies to help them rent their units by the day, week, and month. I've personally sold and shown many condo and cabin units and would be delighted to help.

Boji Roots Salon

Boji Roots Salon in Milford

Go check out Boji Roots Salon in Milford! Sherri does an amazing job of doing exactly what you ask and is very good at giving you ideas on new trends. The salon it's self to so cute inside! She also offers a great supply of products for you to purchase so you can feel like your at the salon even at home. Sherri is very flexible and also fast! When you are very busy its great knowing you wont be sitting at the salon for hours!

PHEASANT HUNTING SAMPLE

Specific Agent Insight description of pheasant hunting here........

Allure & Co.

Allure & Co. in Spirit Lake

Allure & Co. is a great one stop shop with many businesses all in one building! Home decor, rugs, furniture, lighting, a yoga studio, photographer, hair salon, massage and a coffee shop all under one roof! They offer so many great brands to provide some great shopping in the lakes area. The staff is very friendly which makes it a fun place to shop.

The Three Sons

The Three Sons in Milford

Founded in 1960, the Three Sons has been a staple of Milford, IA retail. From Herman and Emil Richter, owners, was born the University of Okoboji, a ficticious university that calls the entire Iowa Great Lakes the campus of the U of O. Part of the experience of shopping the three sons, if walking the old battered floors, and taking a trip upstairs for half price, plus a buck. Brands you would expect in Milford Iowa are abundant, such as Patagonia, Oakley, Under Armour, Tommy Bahama, and more. There are currently 2 other stores; one at the amusement park, and another near the Regal Beagle called the bridge store. No self-respecting visitor to Okoboji leaves without visiting one of their stores.

The Waterfront

The Waterfront in Arnolds Park

This place is amazing! From the views, atmosphere, service and food you can't go wrong. The biggest beer and drink selection at the lakes. On Sundays you can enjoy one of the largest bloody mary bars in the area. Their menu consists of a variety of steaks, seafood, and flatbreads. The Waterfront is a great addition to the lakes area!

DUCK AND GOOSE HUNTING SAMPLE

Agent insight description for this insight in Outdoors......

Miller's Bay

Miller's Bay in West Lake Okoboji

Miller's Bay, on the west side of West Lake is a popular spot for boaters in the summer to just go chill out, throw an anchor, and relax. On the weekends, this bay is filled with boats tied up to each other offering families the opportunity to have the kids swim, or you might find a bunch of party animals chugging beers and enjoying the summer sun. Either way, everyone is having a great time, and so if you are out and about, just know that Millers Bay is where boaters go in the summer to be where the party is at.

Minervas Restaurant & Bar

Minervas Restaurant & Bar in Okoboji

Minervas is located in the Arrowwood Resort in Okoboji. Their menu offers a little of everything! From classic pastas and aged steaks to seafood everyone will leave satisfied. They offer a great "Pick Two" option for lunch and the atmosphere is excellent. They also do a pasta night that seems to be a staple in the community. Getting to pick your sauce and everything that goes into your pasta which is then made right in front of you is certainly a treat for the whole family!

Pirate's Cove Adventure Golf

Pirate's Cove Adventure Golf in Arnolds Park

X marks the spot for this family fun pirate themed mini golf! Pirate's Cove is located in Arnolds Park right next to the amusement park. The kids will love this summer activity. They will be able to putt their way through caves, over bridges, and under waterfalls. Being right in the middle of all the summer action you are also walking distance everything that downtown Arnolds Park offers.

Brooks Golf

Brooks Golf in Okoboji

Enjoy an Unparalleled Golf Experience at Brooks Golf featuring 27 holes and immaculate bent grass fairways and greens!
Nestled among the Iowa Great Lakes is Brooks Golf. Originally constructed as an 18 hole layout by Val Brooks in 1932, the course attracted many famous players such Sam Snead, Walter Hagen, and Babe Didrikson Zaharias for exhibition matches and hosted the Iowa Open. In more recent times, Brooks has hosted the Iowa PGA Section Championship and the Barb Thomas Pro-Am.
Always known for its beauty and excellent course conditions, Brooks has matured into an excellent parkland layout for Midwest vacationers. In 1995, Brooks began an expansion to 27 holes, thus beginning one of the most aggressive improvement projects for golf in Northwest Iowa. Brooks Golf blends masterful design with superb playing conditions featuring bent grass fairways and greens. We welcome you to play and enjoy your stay in Okoboji.

Central Emporium

Central Emporium in Arnolds Park

The Central Emporium is the best variety of shops and attractions, all under one roof! This location features shops for swimsuits, sweatshirts, jewelry, decorations for your home and some things that are just for fun. Find sweet treats at the candy store, enjoy a lakeside lunch or cocktail at the lower level patio bar, or have dinner with an amazing view of West Lake. Make sure to stop at the Central Emporium on your next Okoboji summer vacation.

Arrowood Resort

Arrowood Resort in Okoboji

Arrowood is a year-round conference center and hotel with over 100 guest rooms, whirlpool suites and a "Great Room" for hosting group events and hospitality suites. Formerly known as Village East, the resort offers an outdoor pool, deck, playground, volleyball and croquet courts and a heated indoor pool area. Hotel goers can also enjoy an on-site salon, Minervas Bar and Eatery and lit parking. Located on Brooks National Golf Course, Arrowwood Resort offers some of the finest lodging around. Years ago, Brooks Golf Course clubhouse was actually housed on the rear side of Arrowood, but since then, the course has been converted to 27 holes with a a new separate clubhouse. Also, the Racquet Club was a part of the facility, offering workout facilities, racquet ball, and tennis. However, with the addition of the YMCA, the racquet club was unsustainable and converted into retail.

The Three Sons

The Three Sons in Milford

The Three Sons is your go to University of Okoboji shop!! They offer everything you need for the family from name brand items to your local Okoboji gear. The Three Sons has been a family owned and operated business since the summer of 1960. You will feel like family while you are shopping here. If you are on the boat in the summer don't forget you can also shop their inventory on the Arnolds Park Boardwalk! University of Okoboji gear is one of our favorite ways to represent Lake Okoboji on a vacation!

Pike's Point State Park

Pike's Point State Park in West Lake Okoboji

Pike's Point is located at 15973 213th Ave, Spirit Lake, IA on beautiful West Lake Okoboji. It is one of the largest parks in the Iowa Great Lakes, and provides for all kinds of activities including fishing, swimming, bird watching etc. This park also has a rest room, and a beach. If coming by boat, one wants to be careful as the point extends far into the lake, and there is a warning buoy roughly 300 feet from the point of shore. In 2010, many trees here were uprooted because of some severe straight line winds during the storm that reaked havoc through the Iowa Great Lakes.

Cafe Esteam

Cafe Esteam in Spirit Lake

This new coffee shop is located in the Allure & Co. downtown Spirit Lake. They offer amazing coffee, smoothies and homemade baked goods. This is a great addition to the community!

Taco House

Taco House in Milford

A home town favorite! The Taco House is a hidden gem in the Great Lakes area. If your looking for delicious Mexican food give this a try. Taco House is not open during the winter months but you are able to put in a freezer order before they close to satisfy your craving on those cold days. Whatever you decide to order don't forget the Taco House hot sauce, you won't be disappointed.

 

Get In Touch

Local Expert Updates

Alex Parker


Cell: 998.765.4312

Aaron Jones


Cell: 712.336.4967

Liz Sandy


Cell: 712.330.1386

Brooke Jones


Cell: 641.420.2172

Tracy Evans


Cell: 712.330.2748

Lower Gar Lake Homes For Sale

$1,975,000

Status: Active
20 Helen Avenue, Milford, IA 51351

  250795

 6

 5

  4,157


Listed by : REAL ESTATE UNLIMITED, AFTIN GROEN (712.336.0336)
Built in 2024 Price Decreased

$685,000

Status: Active
16 Helen Avenue, Milford, IA 51351

  250890

 N/A

 N/A

  14,986


Listed by : OKOBOJI REALTY, AMY MARIS (712.336.4000)

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